Rates

Loans Savings Fees Share Certificates

Effective as of: 05/19/2017
Loan
TypeTermAnnual Percentage Rate
VISA CLASSIC/GOLDNo Annual FEE27
Share Secured2.5% over share secured rate
New Vehicles
*Subtract 0.10% for ACH or payroll dedcution.
**Rates may vary based on credit qualifications, term of loan, year of vehicle, equity in vehicle and mileage of vehicle.
100% of M.S.R.P.48As low as 2.85%
100% of M.S.R.P.66As low as 3.10%
100% of M.S.R.P.72As low as 3.60%
100% of M.S.R.P.84As low as 5.05%
New RV's
* Subtract 0.10% for ACH or payroll dedcution.
**Rates may vary based on credit qualifications, term of loan, year of vehicle, equity in vehicle and mileage of vehicle.
100% of Sticker48As low as 3.80%
100% of Sticker60As low as 4.05%
100% of Sticker61-84As low as 5.25%
$25K plus 120As low as 6.25%
$25K plus 180As low as 6.95%
Used Vehicles*
100% of NADA retail value 2009 - 2016 Models
(Auto or Truck)
*Subtract 0.10% for ACH or payroll dedcution.
**Rates/Term/Loan Amount may vary based on credit qualifications, year of vehicle, equity in vehicle and mileage of vechicle
48As low as 3.05%
60As low as 3.25%
66As low as 3.60%
72As low as 3.80%
Used Vehicles*
2008 and Older Models
**Rates/Term/Loan Amount may vary based on credit qualifications, year of vehicle, equity in vehicle and mileage of vechicle
48As low as 4.05%
Used RV's*
* Subtract 0.10% for ACH or payroll dedcution.
**Rates may vary based on credit qualifications, term of loan, year of vehicle, equity in vehicle and mileage of vehicle. vehicle, equity in vehicle and mileage of vehicle.
80% of NADA retail value60As low as 4.80%
$20,000 or greater84As low as 5.25%
Other Loans
Personal Line of CreditBased on years service Min. $500 - Max .$12,00060As low as 7.95%
SpecialtyBased on years service Min. $500 - Max .$12,00012As low as 5.95%
New And Used Farm Equipment
605.05%
486.85%
Mortgage
*These rates for loans $30,000 and greater. Add 1% to rates for loans less than $30,000
80% Max1203.25%
(First/Refinance)180Call for Quote
240Call for Quote
360Call for Quote
Construction5.50%
1/1 Adjustable Rate Mortgage80% Max3602.45%
5/1 Adjustable Rate Mortgage90% Max3603.10%
5 Year Balloon80% Max3602.95%
Equity Line of credit(variable rate)90% appraised value3004.25%
Fixed Rate Second Mortgage
90% of appraised value with a max of $75,00060as low as 3.55%**
90% of appraised value with a max of $75,00084as low as 4.00%**
90% of appraised value with a max of $75,000120as low as 4.50%**
90% of appraised value with a max of $75,000180as low as 5.75%**
100% of appraised value with a max of $50,00012 - 84 monas low as 7.90%**
** Rates/Term/Loan Amount may vary based on credit qualifications and equity.
Unimproved Property
80% of appraised value1207.60%
80% of appraised value1808.15%
* Rates may vary based on credit qualifications, term of loan, year of vehicle, equity in vehicle and mileage of vehicle.
** Rate is based on credit qualifications.