Menu

Rates


LOAN RATES

Last updated on 05/12/2024

Loan Type Requirements Term APR*
New Vehicles 100% of Sticker 48 Months As low as *
66 Months As low as *
72 Months As low as *
84 Months As low as *
Used Vehicle Loans (2016-2023) 100% NADA Value (Auto or Truck) 48 Months As low as *
66 Months As low as *
72 Months As low as *
84 Months As low as *
Used Vehicle Loans (2015 and older) 100% NADA Value (Auto or Truck) 48 Months As low as *
60 Months As low as *
$15K+ 72 As low as %*
New RVs 100% of Sticker 48 Months As low as *
60 Months As low as *
61 - 84 Months As low as *
$25K+ 120 As low as *
$25K+ 180 As low as *
Add 1% to Powersport RVs (Motorcycle, ATV, Jet Ski, UTV)
Used RVs 80% of NADA Value 60 Months As low as *
84 Months As low as *
$30,000 or greater 120 Months As low as *
Add 1% to Powersport RVs (Motorcycle, ATV, Jet Ski, UTV)
Farm Equipment New Up to 60 Months *
Used Up to 48 Months *

OTHER LOANS

Loan Type Requirements Term APR*
Visa Classic/Gold No Annual Fee 27 Months TBD
Share Secured As low as *
Unsecured Loans Max of $12,000 60 Months As low as *
Specialty (Vacation/Christmas, etc.) 12 Months As low as *

MORTGAGE LOANS

Last updated on 25/7/2024

Loan Type Requirements Term APR*
Mortgage (First/Refinance or Purchase) 95% Max** 180 Months Call for Quote
240 Months Call for Quote
360 Months Call for Quote
Construction
5/1 Adjustable Rate Mortgage 90% Max 360 Months
5 Year Balloon 80% Max 360 Months
HELOC 90% appraised value 300 Months
Second Fixed Rate Mortgage 80% appraised value 60 Months As low as *
Unimproved Property 80% appraised value 120 Months *
180 Months *

SAVINGS RATES

*Effective December 3, 2024. All rates are subject to change without warning.

SHARE RATES

Account Type APY**
Regular Shares
Super Shares
Share Plus ($2,500 - $49,999)
Share Plus (greater than $50,000)
Club Level Money Market ($2,500 - $49,999)**
Club Level Money Market ($50,000+)**
Premium Money Market ($0 - $24,999)**
Premium Money Market ($25,000 - $49,999)**
Premium Money Market ($50,000+)**

Any Silver Star 55+ or 5 Star Member can add 0.15% to any new Certificate with a 2-year term or higher or 0.05% for all others*.

SHARE CERTIFICATES

Account Type APY**
3 Months*
6 Months*
1 Year*
18 Months*
2 Year*
3 Year*
5 Year*

**All Club and Premium Money Markets must have a 5 Star or Silver Star Checking**

IRA & ROTH IRA

Account Type APY**
IRA & Roth IRA Share

IRA CERTIFICATES

Account Type APY**
IRA & Roth/Education 1 Yr CD
IRA & Roth/Education 2 Yr CD
IRA & Roth/Education 3 Yr CD
IRA & Roth/Education 5 Yr CD

OTHER SAVINGS

Account Type APY**
Health Savings Accounts
Coverdell ESA
Holiday Club
Vacation Club
Business Draft

**These rates reflect the Annual Percentage Yield and are presented for the member's information only. Please contact the credit union for disclosures and account details.