Privacy Policy
What Does Star USA Federal Credit Union Do With Your Personal Information?
WHY?
Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we
collect, share, and protect your personal information. Please read this notice carefully to understand
what we do.
WHAT?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number and account balances
Credit scores and income
Payment history and transaction history
When you are no longer our member, we continue to share your information as described in this
notice.
HOW?
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Star USA Federal Credit Union chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does Star USA FCU Share | Can you limit this sharing |
|---|---|---|
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus |
Yes | No |
| For our marketing purposes – to offer our products and services to you |
Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates’ everyday business purposes – information about your transactions and experiences |
No | We Don't Share |
| For our affiliates’ everyday business purposes – information about your creditworthiness |
No | We Don't Share |
| For nonaffiliates to market to you | No | We Don't Share |
What We Do
| Who we are | |
|---|---|
| Who is providing this notice? | Star USA FCU |
| What we do | |
| How does Star USA FCU protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does Star USA FCU collect my personal information? | We collect your personal information, for example, when you
|
| Why can't I limit all sharing? | Federal law gives you the right to limit only
|
Definitions
| Definitions | |
|---|---|
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.
|
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.
|
| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
|
Your Right To Manage Your Online Digital Access
At Star USA Federal Credit Union, we prioritize your privacy and are dedicated to assisting you throughout this process. Should you decide to discontinue using our online services, you have the right to request the deletion of your digital banking account access to your online personal finance profile.
Before requesting the deletion of your digital banking access, please note that for fraud prevention, security, and compliance purposes, we may retain certain data associated with your digital banking profile even after its deletion.
If you wish to proceed with the removal of your digital banking account profile and no longer wish to access your profile online, kindly send an email to starusa@starusafcu.com with the subject line "Request to Delete My Digital Banking Account Profile." Please include the following information:
1) Your full name
2) Your preferred phone number
3) Your reason for deleting your digital banking account and online access
Questions
Call toll-free (800) 628-2120 or go to www.star.coop